SmartCoin Personal Loan App

SmartCoin Personal Loan App

Tenure: 62 days to 1 year. Interest rates range from 0%-30% depending on the risk profile of the customer and the product being availed.

Example: If the loan amount is ₹40,000 and the interest is 22% p.a. with a tenor of 12 months, then Rs. processing fee of 750 will be charged.
The interest for 12 months will be ₹4,925. EMI per month will be ₹3,744. This maximum APR will be 23.875%. The total cost of the loan will be ₹5,678. The total amount paid back including everything at the end of the period will be ₹45,678.

Present and available in over 18,000 pin codes across the country, SmartCoin – India’s best online personal loan app, has disbursed over 2 million instant paperless loans to over 9 million happy users in the country.

You no longer need to run after your friends or family to give you some quick cash loans. We help people avoid awkward conversations about borrowing money.

So, if you are looking for a friend who will lend you money without any talk, formalities and paperwork – this is it!

You can simply download the SmartCoin Small Loan App and get approved for an amount starting from Rs. 4,000 – It doesn’t get easier than this! We are with you with our easy and flexi personal loan.

Why Should you use SmartCoin?

We deliver faster, better, and process your instant loan application in a flash! We believe in simplicity. No paperwork and no questions asked, as your needs take precedence.

Smartcoin’s online loan app gives you the freedom to take control of your daily financial needs with our best instant personal loan offerings. The best online instant personal loan app is right here and that’s why:

RBI-Registered NBFC
• Minimal documentation and no collateral required
• Personalize your instant personal loan offer as per your needs and lifestyle
• From application stage to repayment, it is completely digital
• Personal Loans from ₹4000 to ₹1 Lakh
• Quick Loan Disbursement – Get instant loan in the blink of an eye!
• Available Pan India
• Easy and convenient repayment options
• Personal Loan Approval in Just 5 Minutes
• Funds are directly transferred to your bank account in less than a day

Who can use SmartCoin

Anyone and everyone, be it salaried professionals or business owners, can apply on our instant paperless loan app!

Whether you live in a bustling metro, in a peaceful Himalayan city, or on a quiet island in the Indian Ocean – we are not kidding! Now Smartcoin offers quick and hassle free personal loans for salaried

How to get funds with Best Instant Loan App in India:

How This install app

• Register with mobile number
• Upload KYC documents and check your loan eligibility
• Accept the offer and get your instant personal loan approved
• Upon approval, the best loan amount is credited to your account instantly!

Smartcoin Personal Loan App ensures security through standard security and privacy standards to protect its database. Our app is safe and secure and we do not share customer information with third parties without consent.


Trusted by millions, SmartCoin empowers Indians by providing financial access through responsible lending with instant loans and reasonable EMI schemes. SmartCoin has been recognized nationally and internationally by Google’s Launchpad accelerator, Global Inclusive50 for the efforts of MetLife, Visa, IFC, etc.

Tatkal loan amount ranges from ₹4,000 to ₹1 lakh, Tenure: 62 days-180 days. Interest rates range from 0%-30% depending on the risk profile which equates to a monthly interest rate of only 0%-2.5%. There is a small processing fee that is charged for loans eg. 0%-2.5% of principal for low risk clients, 4%-7%* for high risk clients. The charges and repayment tenure vary depending on the creditworthiness and repayment capacity of the customers.

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